PRIVACY POLICY
Grow Rich FinTech LLP (AMFI Registered Mutual Fund Distributor | ARN: 102486)
1. Introduction
Grow Rich FinTech LLP ("we", "us", "our") is an AMFI Registered Mutual Fund Distributor, regulated by the Securities and Exchange Board of India (SEBI) and governed by guidelines issued by the Association of Mutual Funds in India (AMFI).
We are committed to protecting the privacy and confidentiality of personal information shared with us through our website or during the course of providing mutual fund distribution and related services.
This Privacy Policy explains how we collect, use, store, disclose, and protect personal information in accordance with applicable laws, including the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000.
This policy is effective from 15 January 2026.
2. Scope & Applicability
This Privacy Policy applies to:
- Visitors to our website
- Existing and prospective investors
- Any person who shares personal information with us through digital or offline channels
3. Information We Collect
We may collect personal information strictly on a need-to-know basis, including:
- Personal identification details such as name, date of birth, address, email ID, and contact number
- Identity and regulatory information including PAN and other KYC-related details
- Aadhaar details only where permitted or mandated by applicable law and regulatory guidelines, and subject to consent
- Financial and investment-related information required for mutual fund transactions
- Demographic information such as occupation and income range
- Technical information such as IP address, browser type, and website usage data for security, fraud prevention, and limited analytics purposes
4. Purpose of Collection & Use
Personal information is collected and used strictly for the following purposes:
- Completion of KYC and due diligence requirements as mandated by SEBI, AMFI, and other regulatory authorities
- Providing mutual fund distribution and related investor services
- Processing transactions through Asset Management Companies (AMCs) and Registrars & Transfer Agents (RTAs)
- Regulatory compliance, audits, record maintenance, and internal controls
- Communication regarding investments, transactions, statements, and service-related updates
Non-essential communications, where applicable, are sent only with explicit consent and may be withdrawn at any time.
5. Disclosure of Information
We do not sell, rent, or trade personal information.
Personal information may be disclosed only:
- To AMCs, RTAs, custodians, and authorized service providers for execution of mutual fund transactions
- To regulators, government authorities, or judicial bodies when required under applicable laws
- To operational service providers subject to confidentiality obligations
All disclosures are limited strictly to the intended purpose.
6. Data Security
We implement reasonable physical, electronic, and administrative safeguards to protect personal information against unauthorized access, loss, misuse, or alteration.
While appropriate measures are taken, no method of transmission over the internet is completely secure, and absolute security cannot be guaranteed.
7. Data Retention
Personal information is retained only for the period necessary to fulfil regulatory, legal, and operational requirements, including record-keeping obligations prescribed under applicable laws. Thereafter, data is securely archived or deleted in accordance with legal requirements.
8. Rights of Data Principals
Subject to applicable laws, you have the right to:
- Request access to personal data
- Request correction or updating of inaccurate information
- Withdraw consent for optional data processing or communications
Withdrawal of consent shall not affect processing required for regulatory or legal obligations.
9. Grievance Redressal
Any grievance related to personal data processing or privacy may be addressed by writing to us at support@growrich.in. We shall endeavour to resolve grievances within reasonable timelines prescribed under applicable laws.
10. Third-Party Websites
Our website may contain links to third-party websites. Once you leave our website, we do not control or assume responsibility for the privacy practices or content of such websites.
11. Policy Updates
This Privacy Policy may be updated from time to time to reflect regulatory or operational changes. Updated versions will be made available on the website.
12. Consent
By accessing this website or availing our services, you consent to the collection, processing, storage, and disclosure of personal data strictly for the purposes outlined in this policy.
13. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of India.