Useful Information


TPA Information

Pro Health Deductible Individual


Pro Health, a smart plan with more covers and added benefits to secure you completely. Its a Plan which goes the extra distance to assure your physical,emotional and financial well being.


  • Various discounts to save premium upto 30%.
  • Additional Non reducing Cumulative bonus.
  • Option to remove mandatory Co pay for insured Person aged 65 yrs & above.
  • Reward points equal to 1% of premium paid each year.
  • A Period of 15 days to cancel the policy with Full refund.
  • World wide emergency cover upto Sum insured once in a policy year.
  • Tax Benefit U/S 80D of income Tax act.


Room Rent Limit
Expenses Actually incurred
ICU Daily Rent Limit
Actual charges
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90/180 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
500+ day care
Automatic Restoration of Sum Insured
Available multiple times in a policy year
Pre-Existing Disease / Illness coverage
24/36/48 Months, as per the Plan
Waiting Period for New Policy
30 days
10% to 20%
Free Health Checkup
Yes, Once at each policy year/ Once every 3rd policy year
Ambulance Expenses
Upto 2000, max.3000
No Claim Bonus
Guaranteed increase in sum insured by 5% or 10%. Max upto 200% irrespective of claim as per plan.
New Born Baby Cover
Covered upto Limit under maternity expenses.
Donor Expenses
Covered, Upto sum insured