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Welcome to Grow Rich Investments

Happiness is not in earning more money or having more wealth. Happiness is in achieving your life’s dreams, fulfilling the commitments you have made and having peace of mind. That’s the driving principle for us. During a lifetime, every individual aspires to fulfill his/her dreams. Some small dreams, like spending time with family on vacations and others big like buying a home. However small or big your dream maybe, you can achieve them by prudent Financial Planning. The dreams can be never ending, but your financial resources are finite, therefore it is important to map your goals to your investment assets weaving it with other components of your personal finance. We will ensure creation of a sound blueprint for reaching your financial goals based on founding concepts of personal finance so that you attain peace of mind.

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Holistic Approach

Our services are delivered through a well-established and popular Six-Step Process of Financial Planning covering activities like establishing relationships, gathering client data, analyzing client situation, developing financial plan, implementing recommendations and monitoring progress. We ensure all the Components of Financial Planning like Fundamentals, Insurance, Retirement, Investments, Taxes and Estate are taken into consideration and are not treated in isolation while recommending strategies. The ultimate goal of Financial Planning is to ensure you achieve Your Financial Objectives like achieving your dreams & goals, being prepared and overcoming challenges faced during life changing events and attaining financial discipline in life. We welcome you to explore and benefit from this holistic approach to Financial Planning which is now available in India.

We are fee-based advisory firm and recommend you financial products and services based on your Financial Plan. We do not believe in product sales and offer knowledge-driven and need-based consultancy services and recommend products which will help you achieve your financial objectives.

The following products are offered by us based on your Financial Plan recommendations;
  • Mutual Funds : Schemes from all the Mutual Fund companies
  • Life Insurance : Policies from Life Insurance Corporation of India
  • General Insurance : Policies from New India Assurance Company.
  • Tax Return Filing : In consultation with expert Chartered Accountants
  • Preparation of Will/Creation of Trust : In consultation with expert lawyers
  • Fixed Deposits & Debt Products : Through tie-up with NBFCs.
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    Six-Step Process of Financial Planning

    Going through the process of Financial Planning together, we chart out your Financial Plan and convert your dreams into realities. We take our clients through the 6-Step process of Financial Planning which helps us maintain lifelong relationships:

    • Step 1 : Establishing the Client-Planner relationship
      We start off by explaining our Financial Planning Services and ascertain the specific services you may need. Then go on to define both Planner’s and your responsibilities. It is every important to understand each other to avoid any conflicts of interest in the future. We are open to disclosing and explaining our remuneration structure in detail and encourage our prospective clients to free share their current financial situation and goals & dreams with us.
    • Step 2 : Collecting Client Data & Goals
      The Financial Planner helps you define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. The Financial Planner gathers all the necessary documents and information required to completely understand your financial situation. Based on your profile and requirements, we give you a fee quotation for planning services.
    • Step 3 Analyzing the Client’s Financial Status
      The Financial Planner analyzes your information to assess your current situation and apply Financial Planning concepts towards meeting your goals. Depending on what services you may have asked for, this could include analyzing your assets, liabilities, income, expenses, cash flow, current insurance coverage, salary structure, investments, tax strategies etc. Various Financial Planning strategies are applied to analyze the various aspects of your personal finance.
    • Step 4 Developing & Presenting Financial Planning Recommendations
      Based on analysis and application of Financial Planning concepts, we will recommend Financial Strategies which will help you meet you goals and dreams. We will present a comprehensive Financial Plan along with the recommendations and implementation action plan and goes through them along with you to help you understand them so that you make informed decisions. We will also listens to your concerns and revise the recommendations as appropriate.
    • Step 5 Implementing the Financial Plan Recommendations
      Planning without action is futile exercise. With the Financial Plan drafted, you are just a step away to execute your plan and start your journey to Financial Freedom. We should agree on how and when the recommendations will be carried out. We will guide you to implement the specific action points by suggesting financial products and coordinating the whole process with you and other professionals such as CAs, lawyers or stockbrokers.
    • Step 6 Monitor & Review the Financial Plan
      The real success of the plan lies not just in good recommendations but on achievement of the desired outcomes from following those recommendations. We live in a dynamic world with constant changes in economic environment, change of goals, launch of new financial instruments etc. A Financial Plan needs to be monitored, reviewed and aligned to these changes on an ongoing basis. We monitor and review your Financial Plans and periodically report the status so that you take informed decisions.

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    Vision

    To be the leading Fee-based Financial Planning company in India by delivering competent, ethical & professional Financial Planning Services to Clients in conformity with Professional Practice Standards.

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    Mission

    1. Deliver Financial Planning Services using the Six Step Process of CFP Practice Standards
    2. Offer Financial Planning advisory services which is unbiased and transparent
    3. Educate clients through Financial Literacy initiatives & help them make informed decisions
    4. Foster long-term relationships with clients showing them a pathway to Financial Freedom

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    Quality Policy

    “To deliver unbiased, professional, fee-based Financial Planning services to our clients with integrity, objectivity, competence and diligence by building state-of-art infrastructure and support platforms”.

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    Our Commitment

    Deriving its inspiration from the Vision, Quality Policy and Guiding Principles;
    1. We keep our clients interest first before ours while imparting advice.
    2. We strive in helping our clients achieve their financial goals and dreams.
    3. We ensure confidentiality of client data and information
    4. We understand each of our client's unique needs, values and goals & leave no stone unturned in our endeavor to make them come true.
    5. We tailor make the Financial Plan that is based on well-researched, academically sound Financial Planning strategies for each client.
    6. We work closely with our clients and educate them during the Planning process so that they are empowered to make smart decisions about their money.
    7. We strive to be readily available to provide information and assistance to our clients and respond speedily and promptly to client requests.
    8. We encourage our clients to share their opinions, request explanations and express their preferences.

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